UAE Golden Visa 2025: What Property Investors Need to Know

May 8

Everything You Need to Know: Dubai Golden Visa via Property (2025 Edition)

If you're exploring ways to live long-term in the UAE, investing in Dubai real estate just became one of the smartest — and most flexible — paths.

Let’s break down the new rules and what they mean for you.

🏠 Ready Properties (Completed)

Old Rule:
You needed to have 50% of the property value paid (AED 1M if the unit cost AED 2M) before applying for the 10-year Golden Visa.

New Rule (2025):
You can now apply with just a 20% down payment (AED 400,000) — as long as the total value is AED 2M+.
The remaining 80% can be mortgaged through a UAE-based bank.

✅ This dramatically lowers the entry barrier — especially for end users and expat investors.

🏗️ Off-Plan Properties (Under Construction)

Old Rule:
You had to wait for project completion to apply.

New Rule (2025):
As long as your unit is worth AED 2M+ and you’ve paid at least 20% of the total value and 4% registration amount, you can apply right away — even if the unit is still under construction.

✔️ Important: The developer must be DLD-approved (Dubai Land Department), and the project must have hit at least 50% construction progress.

🏡 Properties Worth AED 750,000+

What if your budget doesn’t reach AED 2M? You’re not excluded.

✅ AED 750,000+ property investment allows you to apply for a 2-year renewable residency visa.
It doesn’t come with all the perks of the 10-year Golden Visa, but it’s still a solid option for:

Opening a local bank account
Getting UAE residency status
Living and transacting in the UAE as a resident
Maintaining a light footprint without a business setup

🔍 Key Takeaways

AED 400,000 down is enough to start your 10-year Golden Visa process via mortgage
AED 1M paid on off-plan (for a 2M+ property) now makes you eligible
AED 750,000+ still gets you a 2-year renewable visa
You don’t need to wait for handover or final construction in many cases

🧭 Who is this good for?

Individuals looking to secure long-term residency
End-users wanting to live in Dubai without setting up a company
Investors looking for capital appreciation + lifestyle
People planning a future in Dubai — while keeping flexibility open

💬 Final Word

The UAE continues to build a system that supports those who create value. Whether you're investing for your future, your lifestyle, or both — the door is wider than it’s ever been.

📩 Ready to explore your best-fit option?
Let’s schedule a quick call.

Khaleel Mohammed